VA Assistance Benefits Overview
Aid & Attendance
Aid and Attendance is a benefit available to veterans, their spouses, or widows. This benefit is available to help offset some of the cost of nursing homes, assisted living communities, personal care homes or homecare expenses.
Qualifications (these are only approximates)
You or your spouse was a veteran during war time, including those who served state side.
- Served at least 90 days of active service with one of those days being during war time.
Eligible dates are:
- Received anything better than a dishonorable discharge
- The spouse must not have divorced the veteran.
- Must need some assistance with at least two adl’s. This assistance does not mean that they require complete physical assistance, ie: cuing with dressing, reminders to bathe, med monitoring, needs supervision, etc.
- Applicants must be receiving the assistance, benefits can be retroactive.
- There are some financial qualifications for those applying. HOWEVER, it is based on an adjusted income NOT the gross income. To figure the adjusted income, medical expenses, insurance premiums, meds and even the cost of the community where they are residing is taken into consideration. Assets not included are the applicant’s home, pensions, small life ins. policies, prepaid funeral expenses and annuities in payout status. There is no look back period at this current time. If an applicant has greater than $40,000 a financial planner or elder law Attorney can assist them with investing today so they qualify tomorrow
Aid & Attendance and Housebound Benefits
How to Apply
You may apply for Aid and Attendance or Housebound benefits by contacting the Pension Management Center (PMC) that serves your state. You may also visit your local regional benefit office to file your request. You can locate your local regional benefit office using the VA Facility Locator, or you can CONTACT US to connect with a VA Accredited Claims Agent
You should include copies of any evidence, preferably a report from an attending physician validating the need for Aid and Attendance or Housebound type care.
- The report should be in sufficient detail to determine whether there is disease or injury producing physical or mental impairment, loss of coordination, or conditions affecting the ability to dress and undress, to feed oneself, to attend to sanitary needs and to keep oneself ordinarily clean and presentable.
- Whether the claim is for Aid and Attendance or Housebound, the report should indicate how well the applicant gets around, whether the applicant goes and what he or she is able to do during a typical day. In addition, it is necessary to determine whether the claimant is confined to the home or immediate premises.
*Not affiliated with the Veterans Administration or any government agency*
Who can apply?
A Veteran who has served one day during an active war with at least a general discharge or better and at least a 90-day service period can apply. Their spouse or surviving spouse can also apply. They must either intend to live in or already reside in an assisted living facility, or they must receive or intend to receive home care services by a licensed provider. These individuals must qualify financially as well as have at least two activities of daily living (ADLs) that make daily life impossible to live on their own.
World War II 12-7-1941 – 12-31-1946
Korean Conflict 6-27-1950 – 1-31-1955
Vietnam Era 2-28-1961 – 5-7-1975
Gulf conflict 8-2-1990 – Present
How long does it take once you file your application?
What if I don’t have the documents I need?
This is a certificate that takes the longest to receive (3 months through the mail, 4 weeks by fax [314-801-9195].
Spouses will need a marriage certificate, death certificate and the DD-214 to apply.
Do the benefits change from state to state?
What if I am denied?
Are the benefits retroactive?
Do I have to live in a VA contracted facility?
Where does my VA check go?
Who gets declined?
Do I have to use a VA doctor?
Can I own a home or have long term care insurance?
What if I need Medicaid and I didn’t have it at the time of application?
What if I live out of state?
What if my loved one passes away during the process?
The Department of Veterans Affairs will not make you aware that this option is available to you. You will need to go to the local office in the state in which you filed to pursue these benefits. Once again, remain persistent in speaking with someone who can assist you.
You will need to have an original coy of the death certificate and all of the bills related to the cost of burial, which also includes appropriate grave markers. This process may take an additional 6 months to become approved and for monies to be disbursed to the individual who actually paid for these expenses.
What is a Fiduciary?
I think this is great information, but I don’t think I qualify or my loved one qualifies. What should I do?
Can you find assisted living communities for me to consider?
Yes. Our advisors are available to help you with the process and inform you about costs. Knowing the cost is necessary to complete the qualification process on the questionnaire.
Exampled for assisted living and home care:
If you have any questions, please contact a Wright Way Senior Placement advisor at 602.350.7069 for help.